Windshield Repair with Safelite: Very Good Experience

Safelite AutoGlass

Since the crack in my windshield was too long for me to make an insurance claim with +GEICO Insurance, I bit the bullet and took my car to +Safelite AutoGlass for a windshield replacement.  I had no choice, as an inspection for my car was overdue, and there was no way my car would pass with the nasty and meandering fissure I had going on.

My experience at the Norristown, PA Safelite location was very positive.

Safelite in Norristown, PA: http://bit.ly/1Mck0J2

I could have paid an extra $25 to have Safelite come to the house, but since I was already quite pissed about having to pay hundreds for the replacement, I decided to conserve and drive to them.

Everyone was friendly and very professional.  I was disappointed that they did not have any free wi-fi available, but I had a thick book and the latest Wall Street Journal with me, and I was able to change the cable TV to my favorite business news station.

I was given a wait time of between 1.5 and 2 hours.  I did some reading for a while, then went for a long walk, as the weather was perfect, and I'm an exercise addict.

Returned from my walk to find my car done; took a little less than 1 hour.  I was thankful that they weren't busy.

I thought my total bill would be around $650, because I assumed I needed glass with a special tint.  I was wrong.  The Safelite folks informed me that I didn't need the special glass, and that my total would be $450.39.  Still way too much, but Yaaaay for having to pay less than expected.

Can I recommend this Safelite location?  Yes.  A+++.

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Learn from my mistakes people.  Fix those windshield cracks before they become costly nightmares!

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Don't Forget To Ask Your Agent About A Good-Student Discount

Hard to believe that it's "back to school" season again. In this deep recession we're in, parents will be looking to save money as much as they can on college expenses. One often overlooked way to save on car insurance is the good-student discount that many insurance companies offer. However, like most discounts, your agent probably won't volunteer the savings information. You have to ask for it.

Good-student discounts can be significant. Here's a clip from a recent WSJ article:

"...don't be shy about touting your child's grades to your insurer. Most companies offer "good student" discounts. For instance, State Farm takes 9% to 35% off a premium, depending on the student's gender and whether he or she is kept on the policy as an occasional driver or is at school..."

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Not Having Affordable Auto Insurance Could Get Your Vehicle Repossessed

If you watch TV or surf the internet at all, chances are you have seen one of the many commercials aimed at convincing consumers to compare rates for their car insurance. Everyone says that they have the best coverage for the best price, but some companies even offer rate comparisons at their expense to help you make the right decision. All of the geckos and Jackie-O-esque spokespersons can make one shy away from actually getting the quotes because of the constant bombardment of advertising. But what if the big corporations have a point?

My husband discovered a while back that maybe all of that pushing is actually a push in the right direction. He learned the hard way that not having affordable auto insurance can ultimately lead to getting your car repossessed. It sounds like a stretch, but it really happens, as it happened to my husband Lee once upon a time.

The story goes like this: Lee was performing a juggling act with his debts, and soon realized that he simply had more expenses than he had income. The automobile insurance he had on his SUV was too high for him to keep up with, so he let it lapse. His intentions were to catch up as soon as he could and stay off the road as much as possible until the situation was cleared up. Unfortunately, he didn’t get the opportunity to put his plan to the test. Midwestern-based ALF Insurance had a different plan in mind.

The insurance company reported to Lee's credit union that he was uninsured.

In a surprising but completely legal move, ALF Insurance gave LSI Credit Union the heads up on how Lee's insurance had lapsed, which took things from bad to worse. We all know that if a lending institution holding a lien finds that the borrower does not have proper insurance, they can slap their own expensive insurance plan on them without warning. LSI Credit Union did just that, and told Lee that if he didn’t want their sky high rates he should find his own insurance. Needless to say, that was easier said than done, not because the geckos and 60s receptionists weren’t there waiting with a quote, but because he couldn't afford what he had before, much less the new payment. Now the newly imposed car insurance was attached to Lee’s car note, which put the vehicle in jeopardy. He couldn’t manage to get a new policy and pay for the one that was now attached to his car loan. After months of struggling to make the new, inflated note, he had to submit to a voluntary repossession of his truck.

As a married guy with a pretty smart wife (if I must say so myself), Lee has grown from the experience and does a different juggling act these days. Instead of juggling debts, he is a bargain shopper, always with an ear to the ground on the best deals in commodities, food, retail items, and insurance, making 'the switch' whenever it is advantageous to do so. Considering the circus that is our current American marketplace, it's an act that's a lot more fun to watch.

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