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Car Insurance

A Blog About Driving and Car Insurance in the USA

Thursday, August 27, 2009

Don't Forget To Ask Your Agent About A Good-Student Discount

Ask you car insurance agent about a good-student discountHard to believe that it's "back to school" season again. In this deep recession we're in, parents will be looking to save money as much as they can on college expenses. One often overlooked way to save on car insurance is the good-student discount that many insurance companies offer. However, like most discounts, your agent probably won't volunteer the savings information. You have to ask for it.

Good-student discounts can be significant. Here's a clip from a recent WSJ article:

"...don't be shy about touting your child's grades to your insurer. Most companies offer "good student" discounts. For instance, State Farm takes 9% to 35% off a premium, depending on the student's gender and whether he or she is kept on the policy as an occasional driver or is at school..."

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Anonymous AZ Insurance said...

Agreed. The carriers who offer this discount provide a good savings. There are a few carriers who place little value in this.

Sunday, September 20, 2009 7:30:00 AM  
Anonymous Car Insurance Quote said...

absolutely nothing wrong with doing anything like that to reduce your premiums. In fact it would be a bit silly on the insurance policy user to not make use of this opportunity.

Monday, October 05, 2009 2:06:00 AM  
Anonymous Robert said...

Some people forget one important rule: If you want something, ASK FOR IT. Ask about discounts for everything and save a fortune on car insurance. Great post.

Thursday, October 08, 2009 2:31:00 PM  
Anonymous Free Insurance Quotes Online said...

Parents have another option if there child is away at college. Most insurance companies allow you to remove your child from a policy if they go to school over 100 miles away from home and don't have a car with them. This is great for a lot of freshman and even sophomore students that aren't allowed to have cars on campus.

Thursday, October 22, 2009 1:33:00 PM  
Anonymous akiko honda said...

yeah i agree with the above comment..
if you want discounts ask for it..it can help you reduce the high rates..

Friday, October 23, 2009 1:00:00 AM  
Blogger Unknown said...

The initiative taken for the concern is very serious and need an
attention of every one. This is the concern which exists in the
society and needs to be eliminated from the society as soon as



Wednesday, April 28, 2010 1:03:00 AM  
Anonymous blackMARKER1 said...

Always ask for discounts. What's the worse that could happen? "No, we don't offer discounts." The best? "Yes, we take off 35% of premiums". Is one question worth that? Of course it is.

Saturday, August 07, 2010 6:15:00 PM  
Anonymous Anonymous said...

The big trouble with insurers today is that they don't enough diligence investigating big ticket names insured who get huge discounts on brokerage big dollar insurance policies yet never state for the riders they are pilots, dance with snakes, experiment with drugs, or dive on the side. Insurers would rake in so much money on stuff like this if they tried all insurance premiums would go down.

Friday, September 17, 2010 8:35:00 PM  
Anonymous Tin Tin said...

Thanks for sharing your great thoughts!

Thursday, March 08, 2012 10:16:00 PM  

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